Privacy Policy
Show Me Credit Union, your
member-owned financial institution, is committed to providing
financial products and services to meet our members' needs and
financial goals. We are equally committed to protecting our
members' privacy. You can be confident that your financial privacy
is a priority of this credit union.
Information We Collect and Disclose About You -
We collect nonpublic personal information about you from the following sources:
- Information we receive from you
on applications or other forms, such as your name, address,
and social security number.
- Information about your
transactions with us or others, such as your account balance,
payment history and credit usage.
- Information we receive from a
consumer-reporting agency, such as your creditworthiness and
credit history.
- Information obtained when
verifying the information you provide on an application or
other form. This may be obtained from your current or past
employers, or from other institutions where you conduct
financial transactions.
We may disclose all the
information we collect, as described previously, to companies that
perform marketing services on our behalf or to other financial
institutions with whom we have joint marketing agreements. To
protect our members' privacy, we only work with companies that
agree to maintain strong confidentiality protection and limit the
use of information we provide. We do not permit these companies to
sell to other third parties the member information we provide.
In order to conduct the business
of the credit union, we may also disclose nonpublic personal
information about you under other circumstances as permitted or
required by law. These disclosures typically include information
to process transactions on your behalf, conduct the operations of
our credit union, follow your instructions as you authorize, or
protect the security of our financial records.
If you terminate your membership
with Show Me Credit Union, we will not share information we have
collected about you, except as permitted or required by law.
How We Protect Your Information
Show Me Credit Union restricts access to your personal and account
information to only those employees who need to know that
information to provide products or services to you. We maintain
physical, electronic and procedural safeguards that comply with
federal regulations to guard your nonpublic personal information.
What You Can Do To Help Protect Your Privacy
You can help protect your own privacy by following these simple guidelines:
- Protect your account numbers
and card numbers. Never keep your PIN with your ATM/Debit or
credit cards. This could provide free access to your accounts
if your cards are lost or stolen.
- Use caution when disclosing
account numbers, social security numbers, etc. to persons who
contact you in person or on the telephone. If you are not the
person initiating the call, do not disclose personal
information.
- Always keep your contact
information with us current. Show Me Credit Union will attempt
to contact you immediately if we suspect potentially
fraudulent or unauthorized activity is taking place.
How To Opt Out of Certain Disclosures of Information About You
If you prefer that we not disclose information about you to third
parties that are not affiliated with the credit union, you may
"opt out" of these disclosures. Opting out will not
apply to disclosures that are permitted or required by law, or to
disclosures to companies that perform marketing services on our
behalf or to other financial institutions with which we have joint
marketing agreements. If you wish to opt out, send Show Me Credit
Union a request in writing, signed by all account holders, with
the following information:
- Name(s) as listed on the account.
- Social Security Number(s)
- All account number(s) you wish to opt out of
If you have questions concerning this notice, please do not hesitate to call us. We are here to serve you and all of your financial needs.
